DENNY HAMBALI; RIZQI, R. M. . Pengambilan Keputusan Kredit: Pengaruh Literasi Keuangan, Suku Bunga, dan Inklusi Keuangan. Jurnal Ilmiah Raflesia Akuntansi, [S. l.], v. 11, n. 2, p. 402–414, 2025. DOI: 10.53494/jira.v11i2.753. Disponível em: https://www.ejournal.polraf.ac.id/index.php/JIRA/article/view/753. Acesso em: 17 jan. 2026.